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Delayed Quote RT Quote Charting Earnings Ratings Competition Key Ratios Financials Insiders Go TOOLS <http://lists.smartmoney.com/UM/T.asp?A1.6.213.1.304851<; <http://www.smartmoney.com/shared/images/spacer.gif<; MAPS <http://lists.smartmoney.com/UM/T.asp?A1.6.213.2.304851<; <http://www.smartmoney.com/shared/images/spacer.gif<; STOCKS <http://lists.smartmoney.com/UM/T.asp?A1.6.213.3.304851<; <http://www.smartmoney.com/shared/images/spacer.gif<; FUNDS <http://lists.smartmoney.com/UM/T.asp?A1.6.213.4.304851<; <http://www.smartmoney.com/shared/images/spacer.gif<; PERSONALFINANCE <http://lists.smartmoney.com/UM/T.asp?A1.6.213.5.304851<; <http://www.smartmoney.com/shared/images/spacer.gif<; ECONOMY& BONDS <http://lists.smartmoney.com/UM/T.asp?A1.6.213.6.304851<; <http://www.smartmoney.com/shared/images/spacer.gif<; At the End of the Day Today's Market DJIA 9959.71 UP <http://www.smartmoney.com/shared/images/arrowup.gif<; 125.03 Nasdaq 1903.18 UP <http://www.smartmoney.com/shared/images/arrowup.gif<; 28.13 S&P 500 1150.31 UP <http://www.smartmoney.com/shared/images/arrowup.gif<; 13.28 Rus 2000 458.42 UP <http://www.smartmoney.com/shared/images/arrowup.gif<; 6.11 10 Yr Bd 5.01 DOWN <http://www.smartmoney.com/shared/images/arrowdown.gif<; -.01 DJTA 2534.90 UP <http://www.smartmoney.com/shared/images/arrowup.gif<; 49.30 FTSE 100 5293.20 DOWN <http://www.smartmoney.com/shared/images/arrowdown.gif<; -52.70 H. Seng 11322.30 UP <http://www.smartmoney.com/shared/images/arrowup.gif<; 69.00 Nik. 225 10696.80 - 0.00 DAX 5053.80 DOWN <http://www.smartmoney.com/shared/images/arrowdown.gif<; -61.89 This Week's Sectors Health Care 2.71 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Financial 2.01 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Technology -0.77 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Consumer Cyclicals 1.49 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Communication -1.09 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Consumer Staples -0.53 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Capital Goods 0.82 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Energy 3.03 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Basic Materials 3.54 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Utilities -0.62 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; Transport 1.18 % <http://lists.smartmoney.com/UM/T.asp?A1.6.213.7.304851<; (Mouse over for detail, click to launch Weekly Map of the Market) November 23, 2001 Top Stories <http://www.smartmoney.com/framework/images/spacer.gif<; <http://lists.smartmoney.com/UM/T.asp?A1.6.213.8.304851<;Tax Matters Give Your Estate Plan a Year-End Checkup <http://lists.smartmoney.com/UM/T.asp?A1.6.213.8.304851<; By Bill Bischoff New, more generous rules take effect on Jan. 1. Fixing your will now could save your heirs tons of taxes. <http://www.smartmoney.com/framework/images/spacer.gif<; Stock Watch Where Are They Now? <http://lists.smartmoney.com/UM/T.asp?A1.6.213.9.304851<; By Matthew Goldstein Back in June, we identified the 25 best-performing stocks of the year. Some of them are still going strong. <http://www.smartmoney.com/framework/images/spacer.gif<; Me and My Money Pinching Pennies With Pat <http://lists.smartmoney.com/UM/T.asp?A1.6.213.10.304851<; By Matthew Heimer Former Democratic firebrand Pat Schroeder and her husband always lived frugally. But they still had a lot of catching up to do as retirement loomed. More Articles <http://lists.smartmoney.com/UM/T.asp?A1.6.213.11.304851<; Advertisement <http://www.smartmoney.com/email/images/hartford120.gif<; Save on Auto Insurance. It's easy to save up to $250 on quality Auto Insurance from The Hartford. Click here <http://lists.smartmoney.com/UM/T.asp?A1.6.213.12.304851<; for a free online quote or to find a local Hartford agent. Mutual Fund News <http://www.smartmoney.com/framework/images/spacer.gif<; Fund FAQs This Season, Give a Mutual Fund <http://lists.smartmoney.com/UM/T.asp?A1.6.213.13.304851<; By Dawn Smith What are my options for opening a mutual-fund account for my newborn niece? How much can I give her each year? <http://www.smartmoney.com/framework/images/spacer.gif<; The Pro Shop Seoul Man <http://lists.smartmoney.com/UM/T.asp?A1.6.213.14.304851<; By Dawn Smith Mark Headley's Matthews Korea fund boasts year-to-date returns of 52%. That ain't kimchi. More Articles <http://lists.smartmoney.com/UM/T.asp?A1.6.213.15.304851<; Advertisement Please be our guest at the Investment Expo December 1-2 at the Fontainebleau in Miami Beach! Attend 40 seminars and visit 85 exhibits and learn about the most innovative products and services available in the marketplace today. Keynotes Allan Chernoff CNNfn and Robert Kiyosaki, Author Rich Dad, Poor Dad. For more information www.investmentexpo.com. Personal Finance Features <http://www.smartmoney.com/framework/images/spacer.gif<; Now What? Is It Time to Dump Your Fund? <http://lists.smartmoney.com/UM/T.asp?A1.6.213.17.304851<; By Stephanie AuWerter We've all got losses this year. But that doesn't necessarily mean you should say goodbye. Here are four good (and four not-so-good) reasons to sell. <http://www.smartmoney.com/framework/images/spacer.gif<; Today's Topic Mutual Attraction <http://lists.smartmoney.com/UM/T.asp?A1.6.213.18.304851<; Whatever your reasons for investing, there's a mutual fund to meet your needs. More Articles <http://lists.smartmoney.com/UM/T.asp?A1.6.213.19.304851<; Insurance Center <http://lists.smartmoney.com/UM/T.asp?A1.6.213.20.304851<; The one place where you can get multiple insurance quotes and apply directly for a loan. Your source for the best quotes on auto, health and disability, home owners and life insurance, and annuities. http://www.smartmoney.com/marketplace/index.cfm?story=insurance <http://lists.smartmoney.com/UM/T.asp?A1.6.213.21.304851<; SmartMoney Magazine <http://www.smartmoney.com/mag/images/cover_retire.gif<Free Gift For Gift Givers Take this special, limited-time offer to give SmartMoney magazine at our lowest gift rate, 12 issues for $15, and receive the new "hot-off-the-press" SmartMoney Retirement Guide with your paid order. We'll also send Free gift cards to announce your gift of SmartMoney, the only magazine of personal business from The Wall Street Journal. For details visit: SmartMoney Gift Subscription <http://lists.smartmoney.com/UM/T.asp?A1.6.213.22.304851<; Free Retirement Guide Receive our FREE, "hot-off-the-press" Retirement Guide with your subscription to SmartMoney: The Wall Street Journal Magazine of Personal Business. 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If you're having difficulties viewing this newsletter, you should change your preferences to "Text" at the above URL. <http://www.smartmoney.com/shared/images/spacer.gif<; <http://www.smartmoney.com/shared/images/spacer.gif<; <http://www.smartmoney.com/shared/images/spacer.gif<; Select the Best <http://lists.smartmoney.com/UM/T.asp?A1.6.213.26.304851<; SmartMoney Select's Stock Screener <http://lists.smartmoney.com/UM/T.asp?A1.6.213.26.304851<; lets you pick winners using the proven formulas of our weekly stock screen, or fashion your own strategy with the help of the powerful stock screener. 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