Reception & Dinner, October 24, 01

September 7, 01

Mr. Richard B. Buy
EVP & Chief Risk Officer
Enron Corporation
1400 Smith Street - 50th Floor
Houston, Texas 77002-7361

Re: Reception & Dinner on
October 24, 2001 in Houston, Texas

Dear Mr. Buy:

Following up on our earlier "Save the Date" invitation, I am pleased to
confirm that HVB's reception and dinner will take place

Wednesday, October 24, 2001

06:30 PM Cocktails
07:30 PM Dinner

The Houstonian
111 North Post Oak Lane
Houston, Texas 77024
713-680-2626

"Juniper" Room"

Stephan Bub, a member of HVB Board of Directors and CEO of HVB America and
Asia will host the event. Other senior officers from Munich and New York
will attend as well. I look forward to your attendance..

Sincerely Yours,

Yoram Dankner

Please RSVP: Ellen Prendergast at:
Phone: 212-672-5663; Fax: 212-672-5530
Ellen_Prendergast@hvbamericas.com