Performance Reviews

Please log on today or tomorrow to set up those that will be providing me
feedback on your performance. A few notes:

1. Make sure you include Kayne.
2. Make sure you include the Cash/Term trader with whom you have had the
most contact within the last 6 months.
3. Include several other hourly guys.
4. Include others from other groups (for example: scheduling, settlements,
origination, etc), but only if you have had professional contact within the
last 6 months.

Mitch