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EARN MORE THAN MANY BANK CHECKING ACCOUNTS WITH DIRECT DEPOSIT AT SCHWAB! **************************************************************** Dear Schwab Signature Services(TM) Client, Because you're a valued client, we wanted to let you know about the many benefits of moving your Direct Deposit to Schwab. Direct Deposit allows you to automatically transfer funds to your Schwab account, where you can earn more than many bank checking accounts. With Direct Deposit, there are no hold times, so your money is available immediately for investing or checkwriting. Plus, you save time because you don't have to mail checks or visit a branch to make deposits. If you already have Direct Deposit, many employers will allow you to split the deposit between two or more institutions. You can keep some portion of your Direct Deposit where it is, and move the rest to your Schwab account. Select the link below for instructions on how to set up Direct Deposit. http://schwab.ed4.net/go/t1/direct/sig/c2/DIRECT/ For questions, call your Signature Services team. Sincerely, Mark Sifling Vice President, Electronic Payment Products ---------------------------------------------------------------- If you would prefer to receive only account service emails, please reply to this email indicating your preference. Please note: doing so will not remove you from any SchwabAlerts or email newsletters to which you have actively subscribed. We respect your privacy. To minimize your receipt of duplicate information and for internal recordkeeping purposes, Schwab may track responses, if any, to this offer. Read more about Schwab's privacy policy at: http://schwab.ed4.net/go/t2/direct/sig/c2/PRIVACY/ Access to electronic services may be limited or unavailable during periods of peak demand, market volatility, systems upgrades or maintenance, or for other reasons. Notice: All email sent to or from the Charles Schwab corporate email system may be retained, monitored and/or reviewed by Schwab personnel. (C) 2000 Charles Schwab & Co., Inc. All rights reserved. Member SIPC/NYSE. (1100-2948) 2S
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