Re: NEW EMPLOYEES

We are pleased to announce the following new additions to our team;

Brian Schwertner will report to Hope as a Sr. Specialist responsible for CLO
Coordination & Special Assets - Non-Performing support. Brian is coming from
PriceWaterhouseCoopers and will be located at EB2444A.

Brad Carey will report to Mike as a Sr. Specialist responsible for MIDAS
development & roll-forward reporting. Brad is coming from Exxon Mobil
Corporation and will be located at EB2461A.

They will both be starting on June 19, but you may get a chance to meet them
(hopefully) at our get together next Thursday.