Service Notice-Fee Schedule

Dear Tracy Geaccone:
Effective September 30, 2001, we will introduce an inactivity fee of
$15 per quarter. Please note that the fee will not apply:
? To accounts that execute 4 or more trades in the prior
6-month period
? To accounts with at least $5,000 in Account Value
? To retirement accounts
If any one of your multiple Datek accounts* meets the 4 trade or
$5,000 Account Value criteria, then none of your accounts will be
charged the fee. Effective July 1, 2001, new fees or fee increases
will apply to the following Datek services:
? $2.00 postage and handling per-trade fee for paper trade
confirmations-no fee for electronic confirmations
? $25.00 forced liquidation fee ($9.99 plus $15.01 handling fee) for
liquidations we have to perform on your behalf
? $25.00 fee on returned checks
? $75.00 fee for issuance of stock certificates
Datek Customer Support is available 24 hours a day, 7 days a week if
you have questions about these changes or require assistance with your
account. Email us at support@datek.com and we will strive to respond
within 4 hours. You may also call us at 1-800-U2-DATEK from 8 AM to
midnight (ET) on weekdays, and from 9 AM to 7 PM (ET) on weekends.
Sincerely,
John J. Mullin
President
Datek Online Brokerage Services LLC www.datek.com
*Multiple Datek accounts are determined by email address.
System response and access times may vary due to market conditions,
system performance and other factors.
High Volumes of trading and volatility may result in executions at
prices significantly away from the price quoted or displayed at the
time of order entry.
? 2001 Datek Online Brokerage Services LLC, Member NASD/SIPC
CC-DA31 / #68596