Reschedule Meeting for Duffie report

Hi Shirley,

This email is in reference to your vmail regarding my rescheduling my
meeting on tomorrow at 2 pm with Vince. That is fine with me because the
Credit guys (Craig Chaney and Jeff Kinneman) have had a change in strategy.

They have asked us to take some time to evaluate Moody's Riskcalc software.
Therefore I have had to put the Duffie project on hold for the last few
days. However I am about two thirds through the Duffie documents and will
resume studying them as soon as I get through the lengthy RiskCalc documents.

Let me know if he still wants to meet later in the week

Thanks,
Iris.