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From: les@lacimagroup.com To: pash@anpower.com, peter.israel@boral.com.au, peter.phillips@axa-re.com,100774.2720@compuserve.com, damory.nc@netzero.net, philip.stein@ssmb.com.au, qfu@bear.com, randal_parsons@yahoo.com, richard@chatwin.co.uk, rob_clarke@standardlife.com, rob_de@ho Subject: Seasonal greetings Cc: Bcc: Date: Tue, 19 Dec 2000 08:12:00 -0800 (PST) Seasonal greetings and best wishes for a happy and prosperous new year! Les. Dr. Les Clewlow Visiting Research Fellow, School of Finance and Economics, University of Technology, Sydney, Australia. Associate Research Fellow, Financial Options Research Centre, Warwick Business School, Coventry, UK, CV4 7AL. Director, Lacima Group Ltd. 55 Skylines Village, Limeharbour, London, E14 9TS, UK. Phn: +44 (0)171 531 9628, Fax: +44 (0)171 538 5781 WWW: http://www.lacimagroup.com