Credit Risk Update

---------------------- Forwarded by Vince J Kaminski/HOU/ECT on 12/22/2000
05:28 PM ---------------------------

From: Stephanie McGinnis
12/20/2000 11:16 AM

To: Vince J Kaminski/HOU/ECT@ECT
cc: William S Bradford/HOU/ECT@ECT, Sharon E Sullo/HOU/ECT@ECT
Subject: Credit Risk Update

Vince,
Per Bill's request, attached is the credit supplement from the Board meeting.

Stephanie
3-9283