prepay

Treasa: Bob Bruce told me that there was no "swap" activity on the prepay
during my absence.
Houston is closed down until Monday, Nov. 27 for the Thanksgiving holiday.
Normally, I would ask Joe Hunter on the confirm desk to take a look at the
confirms. I marked up the TD confirm to reflect my comments and provide an
attached "schedule" of volumes since I thought it would be easier for you to
match calc periods, volumes and rate payment dates. Such a format has worked
well in other prepaid structures.

If I don't go out of town tomorrow, you can reach me at home. My number is
(713) 664-3207.