Refer Friends, Get Paid!

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Earn money when you share the power of E*TRADE with friends
and family. Click here to get started:
http://e-trade.0mm.com/ETR070002
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GET $50 FOR EVERY FRIEND (UP TO TEN FRIENDS) YOU REFER WHO
BECOMES A NEW E*TRADE BROKERAGE CUSTOMER. YOUR FRIENDS CAN
GET $75 AS WELL!(1)

Dear SARAH:

We've launched an exciting new program here at E*TRADE, and
both you and your friends can benefit.

As an E*TRADE customer, you already know about all the
terrific advantages we provide. Things like low trading
commissions, valuable market insight, 24-hour customer
service, and more.

Now you can share E*TRADE with your friends and you'll BOTH
earn a bonus! We'll send a no-obligation informational
e-mail to your friend(s). If a friend opens a new brokerage
account, you get $50 and your friend gets $75. Just remember:

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In order to take advantage of this special offer, you must
use the link at the top of this e-mail to refer friends.
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Within eight weeks of receiving and approving your friend's
application, we'll credit $50 to your account and $75 to your
friend's account. So get started today. It's the least you
could do for a friend (and yourself!).

Sincerely,

Connie Dotson
Chief Service Quality Officer
E*TRADE

P.S. Don't delay! This offer ends September 30, 2000.
Bonus limited to 10 referrals.

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(1) Offer not valid for IRAs, retirement, business, club, or
E*TRADE Bank accounts. A credit of $50.00 will post to your
account within approximately eight weeks of your friend's
application approval and funding. Bonus limited to ten
referrals. To be eligible, account holders must maintain
minimum funding in all accounts ($1,000 for cash accounts,
$2,000 for margin accounts, less trading losses, if any),
for a minimum of six months. E*TRADE reserves the right to
terminate this offer at any time. Other terms apply.

E*TRADE Group, Inc. associates and its affiliates; customers
of E*TRADE who are associated with other NASDR Member firms
or any other broker-dealer not regulated by the NASD, but
regulated by another self-regulatory organization are not
eligible to participate in this offer.

System response and account access times may vary due to a
variety of factors, including trading volumes, market
conditions, system performance, and other factors.

Copyright (C) 2000 E*TRADE Securities, Inc. All rights
reserved. Member NASD/SIPC. E*TRADE is a registered
trademark of E*TRADE Securities, Inc. All other trademarks
and registered trademarks mentioned herein are the
property of their respective holders.

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do not want to receive partner e-mail offers, or any
E*TRADE marketing e-mail, you can change your preferences now at:
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use of personal information, please read our Privacy Policy at:
http://e-trade.0mm.com/ETR070010
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