Risk Mgmt Policy - Please Review

Mark - Attached is the marked up and clean version of the risk management
policy I'd like to include in the upcoming BOD meeting - the packages will be
sent out at the end of this week. Would you please review the changes at
your earliest convenience and let me know if you have any comments? Most
changes are just verbiage/wording changes. See section VII where I tried to
incorporate your comments to clarify employee trading. If you want to
expand, feel free.

Thank you,

Cassandra.
x30429