E-commerce

Louise and Mark,

As we discussed in our meeting last Thursday, set forth below is the most
recent list of the boycott countries for you to take into account when making
the appropriate system changes to prohibit trading with counterparties
located in such countries:

Bahrain

Iraq

Kuwait

Lebanon

Libya

Oman

Qatar

Saudi Arabia

Syria

United Arab Emirates

Republic of Yemen

This list is published quarterly, so we will inform you of any changes to the
list as they are published in the future.

Best regards,

Jeff