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Raquel Nunes Thomas <From: TD Waterhouse <theindividualinvestor@tdwaterhouse.com< <To: quelnunes@hotmail.com <Subject: TD Waterhouse: Individual Investor <Date: Tue, 13 Nov 2001 20:40:39 -0800 < <The Individual Investor -- November 2001 < <A publication for Customers of <TD Waterhouse Investor Services, Inc. < <<<<<<<<<<< <Inside This Issue: <SECTOR STRATEGY: ADJUSTING TO A SHIFTING INVESTMENT LANDSCAPE <What does Standard & Poor's favor in this post-September 11th <environment? Consumer staples, health care, engineering & <construction, integrated energy and selected financials. Learn <more about their rationale and see their favored sector stocks. <http://tdwaterhouse.ip02.com/rd/9z1zl8kivin1bnbu84vk6j95qquqe3bkjt0otidid80 < <GOLDMAN SACHS PRIMEACCESS(sm) RESEARCH NOW AVAILABLE ONLINE <That's right, comprehensive research from one of the leading <global investment banking and securities firms can now be <found when you login to your TD Waterhouse account and click <on "News & Research." For more details on this exciting new <feature visit our Web site. <http://tdwaterhouse.ip02.com/rd/9z1zl39bi61vkbbi2jif383565g7f6lf7udif0isfp8 < <AN IMPORTANT REASON TO HAVE A MARGIN ACCOUNT <A margin account can prevent you from the inconvenience of <being placed on a 90-day restriction. Though not without <risk, margin can also provide greater flexibility and a <source of borrowing at favorable rates. Get more <information on the benefits and risks of margin. <http://tdwaterhouse.ip02.com/rd/9z1zuv977dqg23ala2ge4m96pdob9jrpkggdinc7kt0 < <MINIMUM MARGIN REQUIREMENTS <http://tdwaterhouse.ip02.com/rd/9z1zoogroogflmvlut46sdieged4rbjvifj74advpf0 < <ADD MARGIN PRIVILEGES TO YOUR ACCOUNT <http://tdwaterhouse.ip02.com/rd/9z1zvdm6ubpoqkko9061n14nkpuji7kggi74464o7p8 < <STOP INTO A BRANCH FOR FREE MUTUAL FUND HELP <Looking for assistance with your mutual fund selections? <Stop by your local TD Waterhouse branch and get help in <building or adjusting your portfolio to better match your <investment objectives and risk tolerance. More details... <http://tdwaterhouse.ip02.com/rd/9z1zvg3m5t98sdgf1cno6qjm98qbpbgvi8ul2m6fkm8 < <FIND THE TD WATERHOUSE BRANCH NEAREST YOU <http://tdwaterhouse.ip02.com/rd/9z1z213i00864qkj5133edv426of8bnjoor7taqv6qg < <<<<<<<<<<< <WE WANT TO HEAR FROM YOU! <E-mail us your comments and questions concerning <The Individual Investor or any individual articles at <theindividualinvestor@tdwaterhouse.com < <<<<<<<<<<< <Copyright 2001TD Waterhouse Investor Services, Inc. Member NYSE/SIPC. < < <If you received this message in error or you do not wish to receive <further messages from TD Waterhouse, follow this link to opt out: <http://tdwaterhouse.ip02.com/prefs/9z1zen3dpj08nn79tsus4d2unrk7lg0i4ouh3f46f0g < < < < _________________________________________________________________ Get your FREE download of MSN Explorer at http://explorer.msn.com/intl.asp
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