TW Presentation.

Attached is a draft presentation for credit agencies regarding TW. Please take a look at it and provide me with your comments. In particular, I have designated some pages that I think you can help me with, see below. Please feel free to comment on the rest of the presentation too.

Thanks,

Michael

Jim Saunders and Gary Zahn - 26

Kim Watson - 6, 17, 19, 24